Alipay Responded Negatively To The Comment That The Balance Bao's Profit Was Only 0.63%.

The new chief executive of the CCTV security information channel and chief news commentator, Niu Wen, said that the balance treasure is a "vampire" typical of "financial parasites" lying on the bank.

Niu Wenxin believes that the balance of treasure will impact China's economic security. When balance treasure and its front end Monetary Fund When you put 2% of your income in your pocket and distribute the proceeds from 4% to 6% to thousands of balance customers, the whole Chinese real economy, that is, the final loan customer, will eventually become the cost.

In this regard, Alipay official issued a long micro-blog, said the balance of treasure plus Zeng Li Bao, one year management fee is 0.3%, hosting fee is 0.08%, sales service fee is 0.25%, in addition to no cost, the result is 0.63%, there is no 2% said.

　　 Alipay Also said that CCTV said the balance of treasure to hit the Chinese economy, so that people can not afford to buy housing, but in the first half of 2013, 16 domestic listed banks net profit amounted to 619 billion 170 million yuan, the annual double at least, reaching 12000 billion. Alipay hints at who is going to attack China's economic security at a glance.

　　 Yu Bao Behind the war with banks, banks are beginning to worry. The central bank's recent disclosure of deposit data has attracted widespread attention: RMB deposits in 2014 decreased by 940 billion 200 million yuan in January, compared with a net increase of 749 billion 900 million yuan in the same period last year. All kinds of Internet goods bases are one of the important places to move deposits. ?

Because the money did not flow out of the banking system, the agreement deposit and the demand deposit made the bank debt cost rise and the customer loss. Banks began to fight back. In addition to lowering the price of the agreement deposits, many banks began to launch monetary fund products voluntarily, which is known as "bank balance treasure". ?

However, it is reported that the SFC has repeatedly convened the leaders of the major fund companies, specifically to alert the risks. A regulatory document will be issued shortly. This document will not only limit the deposit of the IMF investment agreement, but may also oversee the excessive competition and excessive service of the IMF. ?

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The following is the full text of Alipay's response:

Remember an unforgettable weekend.

It's hard for me to spend the weekend to watch the long-awaited hobbit 2. But just as I jumped up to the cinema and opened the Alipay wallet downstairs to buy a ticket, the boss called me.

Boss: do you know that CCTV seems to say that today's balance treasure hits the Chinese economy so that you can't afford to buy a house, so you can quickly see what's going on.

I: boss, I'm going to watch a movie today. Did you make it? I have managed to save 80 yuan this month and prepare to see a movie! You can't be so cruel!

Boss: Oh, well, then, after you finish watching the movie, write two sentences to answer it.

I hung up the phone in silence and suddenly felt that the whole thing was not good enough. In order to calm the mood, I reviewed my earnings for hundreds of dollars for more than half a year and then walked into the cinema.

Well, after reading the movie, I cried and searched the Internet for a long time. Then I wrote a few words on my weekend's grief.

1. Dear aunt, can you make sure that you can frighten me again? The teacher is CCTV commentary - member! Not CCTV! I also went to video website for half a day.

2, the teacher's article I read for a long time did not see too much [crying], culture is not high except my height outside this life's greatest regret. But seeing the image analogy of vampires and parasites, I can see that the teacher meant that the balance treasure made the banks less profitable. It was hard for the banks to work hard. I could wipe the teacher off. I checked. In the first half of 2013, the total net profit and run of the 16 domestic listed banks amounted to 619 billion 170 million yuan RMB. The whole year was at least doubled, 12000 billion? This is not all China's total number of banks. See here, I touch the red scarf on the chest and feel relieved.

3, did you build the teacher? You said that the balance of treasure would affect the real economy, but didn't you see that since I have the balance treasure, I am more motivated to work harder every day? It is not because I can only eat two bags every morning. Now I have changed to two meat every day! This makes me every day to do my best for the motherland economy at least.

4, the teacher said that the balance of treasure let us not pay, I can only say that the teacher you create? No balance treasure boss said before I work is not active, raise salary is a problem. Since I eat meat bags every day, I have worked harder, and the boss said that I would soon get a promotion and raise salary. When I was general manager, I became CEO and married Bai Fumei. Go to the top of your life! Think of a little excitement!

5, the teacher also mentioned that the profit of the balance Bao is 2%. The balance of treasure plus Zeng Li Bao, the management fee of one year is 0.3%, the hosting fee is 0.08%, and the sales service fee is 0.25%, otherwise there is no cost. I know that my math is better than Tmall, so I lost it a lot, so I added it several times with my calculator, and the result is 0.63%. I don't know how the teacher calculated 2%.